Unlock Faster, Smarter Lending with the Industry’s First POP

WILQO’s Production Optimization Platform (POP), known as Charlie, is a revolutionary solution designed to streamline loan processing, reduce costs, and enhance the borrower experience. By combining Point of Sale (POS), Loan Origination (LOS), AI, Business Intelligence, and more into a single, seamless platform, Charlie optimizes your lending operations from start to finish.

Fast. Compliant. Innovative. That's our POP

Our Production Optimization Platform (POP), called Charlie, is engineered for speed, compliance, and innovation, ensuring lenders have a modern, efficient, and user-friendly system to minimize bottlenecks and improve the loan process.

Our POP is a task-based automation platform with a configurable, modern UX that provides lenders and borrowers with the ultimate lending experience. By leveraging intelligent automation and data-driven insights, Charlie reduces the cost per closed loan while optimizing throughput.

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Features Overview

What Makes Our POP So Powerful?

Unified Platform

Charlie combines POS, LOS, AI, business intelligence, and more into one unified platform.

Task-Based Automation

Automates as many steps as possible and assigns non-automatable tasks to the most skilled and cost-effective team members.

Minimal Training Required UX

Our intuitive design ensures users have exactly what they need, when they need it, leading to faster adoption and reduced training time.

Real-Time Insights

Alerts decision-makers about loans requiring action to improve compliance, reduce fallout, and avoid costly errors.

Non-Linear Workflow

Allows multiple users and automated processes to work on a single loan simultaneously without record locking.

Seamless Integration

Adapts to your business needs, providing a system that grows with your lending operation.

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Explore the Power of Our Production Optimization Platform (POP)

Experience the next generation of lending with our POP enhanced performance, smart automation, and actionable analytics converge to deliver the ultimate lending experience for borrowers, partners, and staff.

The result: a fast, compliant, and innovative experience for everyone.

Move Lightning Fast with our Loan Structure Tool

With just a few quick inputs, you can watch a deal take shape in real time: rates update, green indicators adjust, and key metrics like PITI and DTI appear instantly. If the numbers don’t work, simply discard it, no NPI collected, no file created, no cleanup. But when the borrower is ready, one click creates the loan and carries every detail forward.

Underwriting Made Simple With Our Review Activities

Underwriters see every item requiring review and its status at a glance, with completed items automatically checked off and protected by smart logic: if a credit report expires or borrower details change, Charlie instantly reopens the review so nothing slips through the cracks. Charlie also highlights exactly what’s changed since a last touch, eliminating the need to re-hunt documents or rebuild context. It’s the cleanest, most intelligent underwriting experience in the industry.


We Amplify Your Lending Process


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Interested In Learning More? Contact Us For a Demo