Wilqo’s partnership with Polly, the leading provider of enterprise pricing technology and AI for mortgage capital markets, simplifies the process of searching, selecting, and locking in mortgage rates all directly within Charlie, Wilqo’s Production Optimization Platform. This eliminates the need to navigate between multiple systems, reducing errors and increasing efficiency for loan officers.
Both companies' architectures are grounded in state‑of‑the‑art cloud technologies, empowering mutual clients to optimize their operations and streamline all end‑user workflows across their mortgage tech stack.
Key Features of the Integration
Loan officers can search for mortgage products and real-time pricing without leaving the platform. This ensures that accurate, up-to-date pricing information is always readily accessible during the loan origination process.
Once a rate is selected, loan officers can request a rate lock instantly with the single click of a button! This accelerates processes and minimizes duplicate entry, reducing the likelihood and potential risk of manual error.
The integration supports custom pricing adjustments based on branch-specific needs, allowing lenders to apply location-based or organizational pricing rules—without requiring additional manual calculations.
Unlike some PPE vendors, Polly enables users to search multiple product types simultaneously. This broadens the available options for borrowers and simplifies comparisons across different loan structures.
Impact on Loan Origination Workflows
By integrating Polly, lenders gain a more streamlined and accurate rate selection process, ensuring that pricing decisions are made quickly and effectively. Loan officers no longer need to waste time switching between applications or manually re-entering data, allowing them to focus on providing a better experience for borrowers.
Jacob Gibbs, Integrations Product Manager at Wilqo, explains:
“With Polly seamlessly integrated, retrieving product and pricing options is now just a few clicks away. Loan originators can instantly generate rate and price options for their borrowers, without ever leaving the platform, ensuring a streamlined, efficient, and user-friendly experience.”
Why This Matters
With mortgage rates fluctuating constantly, the ability to quickly access accurate pricing and lock in rates within a single system is a significant advantage. In today’s hyper competitive environment, it is also imperative that lenders and their loan officers adopt the most modern, flexible solutions that are finely tuned to their dynamic and evolving needs.
In summary, this bi-directional integration:
✔️ Reduces turnaround time for pricing and rate locks
✔️ Minimizes manual data entry and associated errors
✔️ Improves borrower experience by providing fast and accurate rate options
✔️ Enhances loan officer efficiency with a centralized workflow
For lenders looking to optimize their operations, the Wilqo and Polly integration provides a practical, tech-forward solution that improves both speed and accuracy.